AND WHEN I DIE

Most of us don’t like to think about the prospect of our demise, and planning for it is not at the top of our “to-do” list. But if you think about it, planning for the future of our loved ones when we are gone should be right at the top of our “bucket list,” since the alternative could be additional and unnecessary expenses for those loved ones, depriving some of them of the worldly goods we have worked so hard to accumulate, or even worse, vicious fighting and acrimony among those we care about most.